Peoples Bancorp of North Carolina, Inc. - Common Stock (PEBK)

Frequently Asked Questions About Peoples Bancorp of North Carolina, Inc. - Common Stock (PEBK)

Does Peoples Bancorp of North Carolina, Inc. pay dividends?

Yes, Peoples Bancorp of North Carolina, Inc. has historically paid dividends to its shareholders. The dividend policy reflects the company’s commitment to returning value to its investors while also maintaining sufficient reinvestment for growth initiatives within the organization.

How can customers access banking services from Peoples Bank?

Customers can access banking services from Peoples Bank through multiple channels, including physical branch locations, online banking, and mobile banking applications. These options provide convenience and flexibility, enabling customers to manage their finances anytime and anywhere.

How does Peoples Bancorp of North Carolina, Inc. ensure customer privacy?

Peoples Bancorp of North Carolina, Inc. takes customer privacy seriously by implementing strict data protection policies and utilizing advanced cybersecurity measures. This is to ensure that personal and financial information is safeguarded against unauthorized access and breaches.

How does Peoples Bancorp of North Carolina, Inc. support its community?

Peoples Bancorp of North Carolina, Inc. supports its community through various initiatives, including charitable contributions, local sponsorships, and volunteerism by employees. The bank actively participates in community development efforts and promotes financial literacy to improve economic conditions in its service areas.

How does the bank support small businesses?

Peoples Bancorp of North Carolina, Inc. supports small businesses by offering tailored business banking solutions such as loans, lines of credit, and cash management services. Additionally, the bank provides financial advice and resources to help businesses navigate growth and operational challenges.

Is Peoples Bancorp of North Carolina, Inc. publicly traded?

Yes, Peoples Bancorp of North Carolina, Inc. is publicly traded on the Nasdaq, allowing investors to buy and sell shares of the company's stock. Its public status provides transparency and accessibility to investors looking to participate in the company’s growth.

What are the growth strategies of Peoples Bancorp of North Carolina, Inc.?

The growth strategies of Peoples Bancorp of North Carolina, Inc. include expanding branch networks, enhancing digital banking capabilities, and introducing new financial products tailored to meet customer demands. The company focuses on organic growth as well as strategic acquisitions to strengthen its market position.

What are the primary markets served by Peoples Bancorp of North Carolina, Inc.?

Peoples Bancorp of North Carolina, Inc. primarily serves markets within North Carolina, focusing on communities in the western part of the state. The bank aims to fulfill the financial needs of individuals, families, and small businesses in these regions.

What challenges does Peoples Bancorp of North Carolina, Inc. face?

Peoples Bancorp of North Carolina, Inc. faces challenges such as competition from larger financial institutions, changing regulatory requirements, and the impact of economic fluctuations. The company must continuously adapt its strategies to mitigate risks and capitalize on new opportunities in the banking sector.

What does Peoples Bancorp of North Carolina, Inc. do?

Peoples Bancorp of North Carolina, Inc. operates as a bank holding company primarily engaged in providing commercial banking products and services through its wholly-owned subsidiary, Peoples Bank. The bank offers a range of financial services including personal banking, business banking, mortgage loans, and investment services, focusing on enhancing the financial well-being of its customers.

What is the future outlook for Peoples Bancorp of North Carolina, Inc.?

The future outlook for Peoples Bancorp of North Carolina, Inc. appears positive as it continues to focus on community engagement, technological advancements, and sustainable growth strategies. By prioritizing customer relationships and adapting to market changes, the company is positioned to thrive in the competitive banking landscape.

What is the mission of Peoples Bancorp of North Carolina, Inc.?

The mission of Peoples Bancorp of North Carolina, Inc. is to provide exceptional banking services that foster financial success for individuals and businesses within their communities. The company aims to build lasting relationships with customers and contribute positively to the regions they serve.

What is the significance of the bank’s local presence?

The local presence of Peoples Bancorp of North Carolina, Inc. allows for more personalized banking experiences where customers can develop relationships with their bankers. This local approach fosters trust, better understanding of community needs, and tailored financial solutions, enhancing customer satisfaction.

What is the stock symbol for Peoples Bancorp of North Carolina, Inc.?

The stock symbol for Peoples Bancorp of North Carolina, Inc. is PEBK, and it is listed on the Nasdaq stock exchange. Investors interested in trading shares of the company can find it under this ticker symbol.

What regulatory bodies oversee Peoples Bancorp of North Carolina, Inc.?

Peoples Bancorp of North Carolina, Inc. is regulated by various governmental bodies, including the Federal Reserve and the North Carolina Office of the Commissioner of Banks. These regulatory agencies ensure that the bank operates in a safe and sound manner while adhering to applicable federal and state banking laws.

What technologies does Peoples Bancorp of North Carolina, Inc. utilize?

Peoples Bancorp of North Carolina, Inc. employs advanced banking technologies to enhance customer experiences and improve operational efficiency. This includes secure online banking platforms, mobile apps, and various cybersecurity measures to protect customer data.

What types of services does Peoples Bank offer?

Peoples Bank offers a wide array of services, including checking and savings accounts, personal loans, mortgage lending, business banking solutions, and investment services. The bank’s comprehensive financial offerings are designed to cater to both individual and commercial clients.

When was Peoples Bancorp of North Carolina, Inc. founded?

Peoples Bancorp of North Carolina, Inc. was founded in 1999. Since then, it has grown steadily by expanding its branch locations, increasing service offerings, and enhancing customer service strategies to meet the evolving needs of its clientele.

Where is Peoples Bancorp of North Carolina, Inc. located?

Peoples Bancorp of North Carolina, Inc. is headquartered in Newton, North Carolina. The bank serves various communities throughout the region, providing accessible banking solutions while maintaining a strong local presence characterized by personalized customer service.

Who are the key executives at Peoples Bancorp of North Carolina, Inc.?

The key executives at Peoples Bancorp of North Carolina, Inc. include the President and CEO, who oversees the bank's operations, and the Chief Financial Officer, who manages financial strategy. The leadership team is supported by various other executives responsible for different functional areas within the company to ensure effective management and growth.

What is the current price of Peoples Bancorp of North Carolina, Inc. - Common Stock?

The current price of Peoples Bancorp of North Carolina, Inc. - Common Stock is 25.66

When was Peoples Bancorp of North Carolina, Inc. - Common Stock last traded?

The last trade of Peoples Bancorp of North Carolina, Inc. - Common Stock was at 4:00 pm EDT on April 10th, 2025