OP Bancorp - Common Stock (OPBK)
Frequently Asked Questions About OP Bancorp - Common Stock (OPBK)
Does OP Bancorp offer online banking?
Yes, OP Bancorp offers online banking services, allowing customers to manage their accounts, pay bills, transfer funds, and access bank statements with ease. The online platform is designed to provide customers with convenience and flexibility in managing their finances.
How can customers open an account with OP Bancorp?
Customers can open an account with OP Bancorp by visiting a local branch, or through the bank's website where they can find detailed information on the types of accounts available and the application process. The bank's representatives are available to assist with any inquiries throughout the process.
How does OP Bancorp contribute to the community?
OP Bancorp contributes to the community through various initiatives, including financial literacy programs, support for local businesses, and active involvement in community events. The bank aims to empower its customers through education and resources, fostering economic development in the communities it serves.
How does OP Bancorp handle customer inquiries or complaints?
OP Bancorp has established a customer service team dedicated to addressing inquiries and complaints promptly and effectively. Customers can reach out through various channels, including phone, email, or in-person visits, ensuring that their concerns are heard and addressed.
How does OP Bancorp maintain compliance with banking regulations?
OP Bancorp maintains compliance with banking regulations through robust internal controls, regular audits, and staff training programs. The bank is committed to adhering to regulatory guidelines to ensure the safety and security of its operations and protect its customers.
How does OP Bancorp support small businesses?
OP Bancorp supports small businesses by providing tailored financing solutions, including small business loans and credit options. The bank also offers mentorship and resources to help small business owners navigate challenges and capitalize on growth opportunities.
Is OP Bancorp publicly traded?
Yes, OP Bancorp is publicly traded on the NASDAQ stock exchange under the ticker symbol OPBK. Being publicly traded allows the company to attract investment capital to support its growth and community-oriented initiatives.
What does OP Bancorp do?
OP Bancorp is a bank holding company that operates through its subsidiary, OP Bank, primarily serving the Asian-American community. The bank provides a range of financial services, including personal banking, commercial lending, residential mortgages, and treasury management, focusing on delivering tailored solutions to meet the diverse needs of its customers.
What financial products does OP Bancorp offer for businesses?
For businesses, OP Bancorp offers a range of financial products including business checking accounts, lines of credit, commercial mortgages, equipment financing, and treasury management services. These products are designed to help businesses manage cash flow and achieve their growth objectives.
What investor relations resources are available for OP Bancorp?
OP Bancorp provides various investor relations resources on its website, including financial reports, earnings releases, corporate governance information, and details on upcoming events. These resources are designed to keep shareholders informed and facilitate transparency.
What is the commitment of OP Bancorp to sustainability?
OP Bancorp demonstrates its commitment to sustainability through responsible lending practices, community engagement, and initiatives aimed at reducing its environmental impact. The bank is dedicated to ensuring that its operations and financial services contribute positively to society and the environment.
What is the mission of OP Bancorp?
The mission of OP Bancorp is to provide high-quality financial services that empower its customers and contribute to the prosperity of the communities it serves. The bank focuses on building long-term relationships with its customers by understanding their needs and supporting their financial goals.
What is the significance of OP Bancorp's stock performance?
The stock performance of OP Bancorp is significant as it reflects investor confidence in the company's strategy, profitability, and growth potential. Tracking the stock can provide insights into market perceptions and help stakeholders gauge the company’s financial health.
What measures does OP Bancorp take to ensure customer security?
OP Bancorp takes several measures to ensure customer security, including utilizing advanced encryption technologies, multi-factor authentication for online banking, and regular monitoring of accounts for suspicious activity. The bank prioritizes customer safety and strives to maintain a secure banking environment.
What sets OP Bancorp apart from other banks?
OP Bancorp differentiates itself from other banks through its commitment to community banking, cultural understanding, and personalized service. The bank leverages its expertise in serving the Asian-American community to offer tailored financial products that address the unique challenges and opportunities faced by its customers.
What types of loans does OP Bancorp offer?
OP Bancorp offers various types of loans, including personal loans, commercial real estate loans, small business loans, and residential mortgages. The bank tailors its lending products to meet the unique needs of individuals and businesses within its target communities.
When was OP Bancorp founded?
OP Bancorp was founded in 2000. Since its inception, the company has focused on providing valuable banking services to its community, aiming to support local businesses and families while fostering economic growth.
Where is OP Bancorp headquartered?
OP Bancorp is headquartered in Los Angeles, California. This location enables the bank to effectively serve its primary market of Asian-American customers in the region, as well as those in adjacent communities.
Who are the primary customers of OP Bancorp?
The primary customers of OP Bancorp are members of the Asian-American community, including individuals, families, and businesses. The bank is dedicated to understanding the specific needs and preferences of its customers to provide personalized banking solutions.
Who is the CEO of OP Bancorp?
As of the latest information, the CEO of OP Bancorp is Ms. Linda D. W. D. Chang. She has played a pivotal role in guiding the company's strategy and growth, focusing on delivering high-quality banking services to the bank's customer base.
What is the current price of OP Bancorp - Common Stock?
The current price of OP Bancorp - Common Stock is 10.97
When was OP Bancorp - Common Stock last traded?
The last trade of OP Bancorp - Common Stock was at 2:55 pm EDT on April 4th, 2025
What is the market capitalization of OP Bancorp - Common Stock?
The market capitalization of OP Bancorp - Common Stock is 166.01M
How many shares of OP Bancorp - Common Stock are outstanding?
OP Bancorp - Common Stock has 15.13M shares outstanding.