(BPT) - Small businesses keep America moving. They build homes, repair essential systems, deliver goods and provide the services communities count on every day. Together they generate roughly 44% of U.S. economic activity. In the Federal Reserve's latest Small Business Credit Survey, small employers cited rising costs as their most common financial challenge, and only 42% of businesses that sought financing received the full amount they requested. Meanwhile, the Federal Reserve increased interest rates by 0.25 percentage points, bringing its benchmark rate to a range of 3.75% to 4.00% - its first hike since July 2023 - as it works to address inflation that has stayed above its 2% target.
For small businesses already navigating rising costs, this added borrowing expense makes financing options that avoid interest charges an even more meaningful consideration.
For a contractor, electrician, plumber, delivery company or mobile service provider, a van is where the business runs. It carries the crew, the tools and the materials that get from one customer to the next. Ford Pro, the industry leader in commercial vehicles, wants to help.
From September 16 through September 30, qualifying buyers can take advantage of 0% financing for 60 months through Ford Credit on an eligible 2026 Ford Transit van. For businesses looking to add capacity or replace an aging vehicle, financing without interest charges can be a meaningful consideration as operating costs continue to climb.
"Rising costs shouldn't stand between skilled tradespeople and their ability to grow," said Alicia Boler Davis, president of Ford Pro. "To keep this essential backbone of our economy thriving, we have to deliver affordable, accessible solutions that ease the burden and help them get ahead."
The offer arrives as Transit continues to win over businesses. After a record year in 2025, with 161,797 vans sold, Transit recorded 78,925 sales through the first half of 2026, and it remains America's best-selling van. That momentum reflects a broader lead for Ford Pro, which holds a 40.4% share of the U.S. Class 1 through 7 commercial truck and van segment so far in 2026, keeping Ford the country's No. 1 commercial vehicle brand.
Much of the appeal of Transit comes down to versatility. Across the full lineup, the 2026 Ford Transit offers 38 model configurations, including cargo van, passenger van, chassis cab and cutaway models, with a range of roof heights, body lengths and wheelbases. That breadth lets businesses from contracting to delivery to passenger transport match the van to the job rather than the other way around. The 0% APR financing offer applies specifically to the eligible 2026 Transit Van Low Roof model.
For 2026, Transit also gets smarter. A built-in 5G modem, an 8-inch digital instrument cluster and standard SYNC 4 with a 12-inch center display keep the vehicle connected, while a standard Vehicle Maintenance Monitor helps owners stay ahead of service.
Behind the vehicle stands Ford Pro, the ecosystem built to keep businesses running. Ford Pro Telematics gives owners a clear view of vehicle location, usage and health, and paid Ford Pro Intelligence subscriptions have surpassed 900,000, up about 20% in the first half of the year. Ford Pro FinSimple offers flexible commercial financing tailored to how a business actually uses its vehicles. And Ford Pro Mobile Service, backed by a nationwide network of more than 700 Commercial Vehicle Centers, helps keep routine maintenance from turning into costly downtime. A work van earns its keep when it is on the road, and these services are built to keep it there.
To learn more and confirm eligibility, visit the Ford Pro Vehicle Offers page or contact your local Ford dealer.
Offer Disclaimer
*Eligible vehicle: 2026 Transit Van Low Roof model. Not all buyers will qualify for Ford Credit APR financing. 60 months at $16.67 per month per $1,000 financed, regardless of down payment. Place a new retail order or take new retail delivery from an authorized Ford Dealer's stock between 9/16/26 and 9/30/26. See dealer for qualifications and details. U.S. only.